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. General Information | Screen Images . Download Latest Version | Cost & How to Register . Reviews | Setting up a Merchant's Account . System Requirements | A Note to Programmers
Just Released ... NEW AnyCard Professional II |
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"AnyCard now handles the grunt work while I just supervise. It saves time,
energy, and eases frustration!"
--Andy Rathbone, Author of the Windows for Dummies Series
"Installation is easy. The software will dial the center and with a click of the interface transmit the customer's credit-card info."
--Reviewed by ZDNet.
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| General Information |
AnyCard is available in two versions . . .
AnyCard Basic - AnyCard Basic is a very simple credit authorization program which uses touch tone processing. It's not an automated system, but it is simple and works well for small businesses that only process a few cards a day. Registration cost is $24.95. For more information, see AnyCard Basic
AnyCard Professional II - This is our newest program. It's an innovative program which uses your Internet connection and a credit card Gateway. Processing time is one to two seconds and it's all automated. Registration cost is $149. But for a limited time, it's available at 50% off. Your price is $74.50. For more information, see AnyCard Professional II
"AnyCard is so much fun I wish I had more daily opportunities to use it!"
--John Kellas, Mt. Parameters (Mt. Parameters is an international electronic and computer equipment
sourcing company based in Canada)
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| AnyCard Professional II |
AnyCard Professional II is an automated and lightning fast way of authorizing credit cards. Card processing is done through a Gateway. Gateways are commonly employed by websites and shopping carts for credit card transactions. But AnyCard has the special ability to process cards through a Gateway without going through a website.
AnyCard by-passes the website intermediary and sends the card data directly over the Internet. It meets all encryption standards, and it's very, very fast. Approval times typically take less than one to two seconds.
In order to use this type of credit card processing system, you must have an account with a credit card Gateway. If you have a website and a shopping cart that takes credit cards, you likely already have the necessary account. AnyCard is able to handle most of the common Gateways, but some are easier to implement than others. MyVirtualMerchant and USA e-Pay are two that work well, but there are others. For a list of Gateways, see Supported Gateways.
However, if you'd like to try out the software, it's not necessary to have a merchant's account. AnyCard comes with two Gateways which allow you to process test cards without signing up. This is a great way of getting started and learning how the process works.
When you obtain a Gateway account (or if you already have one), the evaluation version of the software allows to authorize "real" credit cards. To provide you with sufficient opportunity to test AnyCard, you'll be able to authorize up to 10 cards.
Only authorized cards are counted. Declined cards are not counted, nor are cards processed in the "Test" mode. In the test mode, you can process as many cards as you like until you get comfortable with the program.
In addition to Gateway processing, AnyCard Professional II also includes the touch tone processing module that is built into AnyCard Basic. That provides you with the full range of processing options.
Give it try. It installs quickly, and, if you decide not to use it, the program un-installs equally quickly. To download an evaluation copy, click: Downloads
AnyCard saves time, energy, and eases frustration!"
--Andy Rathbone, Author of the Windows for Dummies Series
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| AnyCard Basic |
AnyCard Basic is a simple credit card authorization program has been around for a long time. By utilizing touch-tone processing available through most card processing centers, it takes the place of card readers or expensive third party software systems, keeping overall costs low.
AnyCard Basic is designed for a particular type of credit card processing called touch-tone processing. Touch tone processing is normally difficult to do because you have the key in the card data by hand, using the touch tone pad on your phone. But AnyCard keys in the data for you, taking all of the work out of it. It's actually fun to use.
The program calls the authorization center and inputs all the appropriate numbers, including Address Verification (AVS) information. The user, then, types-in (or writes down) the authorization code provided.
For more information: Touch Tone Processing
Although, AnyCard can be used as a stand-alone program, it has been designed to work hand-in-hand with other software and has a full range of import and export features. An extensive help system is integrated into the program, and it comes with a quick and easily executed test to make sure it will work on the host system.
AnyCard is a first class program all the way!"
--Larry Bass, Bass Furniture Co., Pensacola, Florida
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| Touch Processing: How Does It Work |
AnyCard Basic uses Touch Tone Processing. (AnyCard Professional primarily uses Gateway processing but also includes a Touch Tone module).
How does it work? Briefly, when you use voice or touch-tone processing, you start by calling the processing center. Once reached, the processing center's computer will ask you to key-in your merchant number, the customer's card number, the expiration date and amount.
It isn't easy keying in all those numbers--and that's where AnyCard Basic can help. With AnyCard you get everything set up in advance. When you're ready, you click a button, and AnyCard dials the processing center for you. When the processing center comes on the line and asks for the merchant number, you click on the merchant number button, and AnyCard keys in the number for you. When the processing center asks for the credit card number, you do the same thing, and AnyCard keys it in for you. And so on.
Then when everything is keyed in, the processing center's computer will come back with the authorization number which you write down or type into a dialog box provided by AnyCard.
Basically what AnyCard does is to take the place of a person trying to punch all the buttons on the phone. You simply get everything set up in advance, and when prompted by the processing center, you click with your mouse to enter the numbers. If, at any time during the call to the processing center, you need to talk to a representative, you can. If you want to key in some of the numbers yourself, you can.
You have total control. AnyCard is there to help when you need the help.
Note that AnyCard Professional uses Gateway processing which takes less one or two seconds and is fully automated.
"This is a well designed product which processed our credit card transactions with speed and accuracy."
-- Al Stehlik Expositions West, Inc.
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| Download the Program |
To download an evaluation copy, click on one of the following:
| I |
AnyCard Basic | File Name: anycd40.exe. Size: 2,5 KB |
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| II |
AnyCard Professional II | File Name: anycd50.exe. Size: 3.5 KB |
How to Install the Program:
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AnyCard's distribution files are placed in a self extracting zip file. Self extracting zip files make software installation quite easy. After you download the file (above) to a directory on your own computer, double click on the file name: anycd50.exe. A small dialog box will appear with the message: "Ready to Install AnyCard." To start the installation program, click on "Setup." The main installation program will start, and it's just a matter of following the directions on the screen.
A complete help system accompanies AnyCard. You'll find a "Getting Started" section under the Help Menu. Additionally, you find enclosed sample invoices, customers and products that will be helpful as you evaluate the program.
Safeguards:
For your security, AnyCard program files are carefully checked with anti-virus software. Additionally, they are re-tested and thoroughly scanned for viruses by the download sites, mentioned above. Lately, some programmers have been inserting code in software which surreptitiously provides information to commercial sites through Internet connections. I find such practices repugnant and unethical. You can be assured that AnyCard is completely free of any such devices.
"Thank you for designing AnyCard software. We operate a Bed & Breakfast in Missouri and AnyCard is perfect for us!"
-- Steve & Monica Sagehorn, Morning Star Inn
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| Registration Cost |
There's no cost to download the software and evaluate it. The registration costs are:
Name of Program |
Cost |
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| I | AnyCard Basic |
$24.95 |
| II | AnyCard Professional II |
$149.00 (On Sale for $74.50) |
If you do a search around the web, you'll find that it's the least expensive card processing software available. Other than the charges associated with your merchant's account, there are no monthly fees. When compared to typical monthly card terminal rental fees, it will pay for itself in the first couple of months.
How to Register:
First download the program and try it out. The evaluation version of the software allows you to process ten cards. If you find that the software will be useful in your business, click on the link below to register it. Once you've registered, you'll receive a code which gives you official ownership and allows you to process as many cards as needed.
Click to Register: Register AnyCard Basic
Click to Register: Register AnyCard Professional II
| AnyCard Reviews |
The following review is by Andy Rathbone. Andy is the best selling author of the Windows for Dummies series and other computer books. He has penned more than 25 books and sold over 10 million copies worldwide. More than any single author, he has helped make the world of computers and computer software friendlier and more understandable for us all. Here's his review . . .
"While working for a local non-profit group, I used to dread my monthly call to the credit card company. I'd punch long, monotonous strings of numbers into the phone, all the while fearing I'd made a mistake. The AnyCard program now handles the grunt work while I just supervise. It saves time, energy, and eases frustration!" -- Andy Rathbone
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Larry Bass uses AnyCard for his furniture company, Bass Furniture, located in Pensacola, Florida. We added a rounding feature to the program at no charge so he and his sales staff could pre-approve purchases. He wrote recently and said "You and your program, AnyCard, are first class all the way!" He also sent along this endorsement. . .
"For small businesses that frown at buying/leasing expensive credit card machines, try the AnyCard! program which makes obtaining telephone approval codes a snap. This easy-to-use program has often spared me and other coworkers the frustration of trying to perfectly punch in strings of credit card numbers, expiration dates, merchant numbers, and 11 digit phone numbers on a phone pad all the while knowing that my slightest pause or falter would trigger vengeance from the credit card gods."
--Larry Bass, Bass Furniture Co.
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John Kellas uses AnyCard for his business, Mt Parameters, an international electronic and computer equipment sourcing company located in Canada. Since he switched to AnyCard for credit card processing, he no longer needed his card terminal. He returned it to the bank and saved his business the $12 monthly fee.
"Your program is so much fun I wish I had more daily opportunities to use it!"
--John Kellas
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Al Stehik is a Trade Show producer in Beaverton, Oregon and uses AnyCard in his business.
"This is a well designed product which processed our credit card transactions with speed and accuracy. This product was easy to learn and well worth the small investment. This product replaced a $200.00 product which was available only through the bank."
-- Al Stehlik Expositions West, Inc.
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Steve & Monica Sagehorn use AnyCard for their Bed & Breakfast, Morning Star Inn:
"Thank you for designing AnyCard software. We operate a Bed & Breakfast in Cuba, Missouri and AnyCard is perfect for us!" -- Steve & Monica Sagehorn
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Other Reviews:
"Installation is easy, with a built-in modem tester and detailed instructions on how to run practice verifications to ensure proper operation. The software will dial the center and with a click of the interface transmit the customer's credit-card info." --Reviewed by ZDNet
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| System Requirements for AnyCard |
- Hardware:
- Pentium or equivalent processor
- A minimum of 64MB RAM
- A hard disk with 15MB of available disk space
- AnyCard Professional II: Internet Connection for Gateway Processing
- AnyCard Basic: Dial-up Modem (Not required for AnyCard Professional II)
Operating System:Windows 98, ME, 2000, XP, and Vista (Note: AnyCard may not be compatible with some Vista configurations. Try it out first.)
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| Setting Up a Merchant's Account |
In order to use AnyCard (or any other type of card processing software), you'll need to set up a merchant's account. The account that you set-up depends upon which program you use:
Regulate credit card payments and comply to standard methods and avoid PCI fines. There are affordable online payment solutions available for merchants that meet these standards.
If you use AnyCard Professional II, you'll need to set-up a merchant's account with one of the 60 included Gateways (see Supported Gateways)
______________________________________________________________________________________If you use AnyCard Basic, you need to set-up an account for "Touch Tone Processing." (See above for more information on how AnyCard uses the Touch Tone system.)
Touch Tone Processing is provided by nearly all banks and card companies, but they often won't tell you that it's available because they'd rather lease card readers or sell more expensive software.
Because there's less to be made, banks and card brokers will often steer you away from "Touch Tone Processing," but here are some companies that provide helpful information:
The following company distributes AnyCard along with their touch tone system:
Here are some other companies:
Merchant Equipment & Account Services
Thompson Merchant Services
Echo Telephone Processing Service
AMS Merchant's Accounts
| A Note to Programmers |
If you are a programmer and you need to build card processing into your own program, check out the tools available at n/ Software: Credit Card Processing Tools for Developers
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AnyCard is another carefully crafted software program from:


